Debtor files for bankruptcy on December 1, 2020. The bankruptcy trustee will find the following things. Tell me if each of these are examples of a preferential treatment or not, and then provide a full explanation for your decision. Each one is worth 10 points 3 for stating it is or is not a preferential treatment and 7 for a full explanation for your decision. (total of 40 points for this section)

1. Debtor and First Bank entered into a loan agreement on February 1, 2020. The loan was for $100,000 at 5% interest. This was an unsecured loan. The loan was to be paid back on August 1, 2020 in full (102500). The debtor did not repay on August 1^st but did send a partial payment of $25,000 to First Bank on September 30, 2020.
2. Same as above except the loan was to be paid back in one year with monthly payments of $8250. The debtor made payment every month starting with March 1^st and ending on December 1^st.