Decision making:

Deal $1$: An item can be purchased for $$9100.$

Deal $2$: The same item can be purchased for $$2730\mathrm{.}00$ down and $$97\mathrm{.}50$ at the end of each month for $7$ years.

If money is worth $14\mathrm{.}75\%$ compounded monthly to you...

a$....$which is the better deal now? Enter as $1$ or $2.$