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Deposit insurance in the United States: does nothing to change the phenomena of bank runs. 4 guarantees an individual's deposit only if the bank has

Deposit insurance in the United States: does nothing to change the phenomena of bank runs. 4 guarantees an individual's deposit only if the bank has funds to honor the deposit. Imm guarantees the first $250,000 of each depositor of all Federal Deposit Insurance Corporation (FDIC) banks. guarantees all checking accounts at all banks that buy Federal Deposit Insurance Corporation insurance

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