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Derek takes out a home loan of $650,000. The bank charges an interest rate of 3.6% p.a. compounded monthly. Derek makes monthly payments of $3500

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Derek takes out a home loan of $650,000. The bank charges an interest rate of 3.6% p.a. compounded monthly. Derek makes monthly payments of $3500 at the end of each month. How many full payments of $3,500 should Derek repay? (Round your answer to an integer. Do not include the unit. Do not use comma separators. E.g. 1234)

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