Determine for all categories how much or less the amount spent is than the amount budgeted. Make sure to include the word more or less. Fill in the blank spaces of the chart below.

A MONEY MANAGER FOR: The Legrands Month: October MONTHLY LIVING EXPENSES MONTHLY FIXED EXPENSES Food/Grocery $631.30 Mortgage $857.28 Household Car Payment 384.90 Electricity 96.80 Regular Savings 40.00 Heating Fuel 130.00 Emergency Fund 80.00 Telephone 81.00 Total Water 56.40 ANNUAL EXPENSES Transportation Life Insurance 488.00 Gasoline/Oil 237.64 Home Insurance 714.00 Parking 64.00 Car Insurance 613.20 Tolls 22.00 Real Estate Taxes 3,694.80 Commuting Car Registration 120.00 Misc Pledges/Contributions 1,744.00 Personal Spending Other Clothing 228.00 Total Credit Payments Monthly Share divide by 12 Newspaper, Gifts etc . 54.54 MONTHLY BALANCE SHEET Pocket Money 50.00 Net Income Entertainment (Total Budget) Movie/Theater 64.00 Living Expenses Dining Out 1 14.00 Fixed Expenses Total Total Monthly Expenses