Determine the effective annual yield for each investment. Then select the better investment.

$3\mathrm{.}98\%$ compounded semiannually; $3\mathrm{.}97\%$ compounded monthly

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Select the correct choice below and fill in the answer boxes within your choice.

$($Round to the nearest hundredth as needed$)$

A$.$ The first investment, $3\mathrm{.}98\%$ compounded semiannually, is the better investment because the effective annual yield for the first investment is $\%$ and the effective annual yield for a $3\mathrm{.}97\%$ compounded monthlyinvestment is $\%.$

B$.$ The second investment, $3\mathrm{.}97\%$ compounded monthly, is the better investment because the effective annual yield for the first investment is $\%$ and the effective annual yield for a $3\mathrm{.}97\%$ compounded monthlyinvestment is $\%.$