Determine the maximum amount of the 2020 personal tax credits, including transfers from a spouse or dependant that can be applied against federal tax by the taxpayer. Ignore, where relevant, there possibility of pension income splitting.

Jennifer has net income got tax purposes of $85,000, all of which is her employment income. Her employer withhold maximum CPP contributions and EI premiums. Her husband, Rob, has net income for tax purpose is $4,230. They have three children aged 7, 9 and 11. All of the children are in good health, and none off them has income of their own.