Douglass Inc. wants to establish an employee reward program whereby they can pay five employees $1,000 a year each for twenty years. The first payment is to begin one year from today. The company expects to earn 3.25% on the funds in this program. How much does the company have to deposit today to totally fund this reward program? O $72,697 O $56,667 O $42,684 O $14,539 O $31,333