During 2021, Bridgit loans her brother Kyle $50,000, which he intends to use to establish a small business. Because Kyle has no other assets and needs cash to establish the business, the agreement provides that Kyle will repay the debt if (and when) sufficient funds are generated from the business. Bridgit and Kyle do not establish an interest rate. The business is unsuccessful, and Kyle is forced to file for bankruptcy in 2022. By the end of 2022, it is estimated that the creditors will receive only 30% of the amount owed. In 2023 the bankruptcy proceedings are closed, and the creditors receive 15% of the amount due on the debt. Requirement What is Bridgit's bad debt deduction for 2022? For 2023? (Complete all input fields. Enter a "0" if no bad debt deduction can be taken.) Bridgit's bad debt deduction for 2022 will be Bridgit's bad debt deduction for 2023 will be