Elena is planning for her early retirement. Today's date is January 1st, 2023. She will deposit $2,000. to a pension account at the end of the month for the first 6 months of the year (i.e., 6 deposits of $2,000 at the end of Jan., Feb., Mar., Apr., May, and June). From July to December, she will NOT add fund to this pension account. She is going to continue this pattern (deposit $2,000. monthly for the first six months of the year and skip the second half of the year without any deposit) for the next 20 years. The pension account is guaranteed with an interest rate of 12%, compounded monthly. How much will she accumulate exactly 20 years from today (i.e., as of January 1st, 2043)? $509,377.5 $941,055.0 $1,018,755.0 $2,187,225.0 $3,042,742.0