Ellen borrowed $25,000 from a loan shark at the APR of 35%, compounded monthly. The entire amount, principal plus interest, is to be repaid at the end of five years. This loan shark is not a nice person and Ellen is a little nervous, so she starts a savings account in her local bank. The bank pays interest at the APR of 8%, compounded quarterly. Ellen will make 20 equal quarterly deposits into her account, then, right after the last deposit, she will empty the account to repay the loan shark. How large do her quarterly payments need to be