Elvira ran in the Welcome to Fall 10K race in Nashville last weekend, Sunday, October 25, 2020 (wearing a proper facemask and while social distancing). The good news was she made a good showing for her 1st 10K run. The bad news was someone stole her purse and wallet out of her car while she was at the run. She did not discover the theft until Monday, October 26, 2020 (the next day). What is her total liability for the following plastic cards that were in her wallet and had unauthorized use on Sunday, October 25, 2020? In other words, how much of the following will she lose and not be reimbursed for? (HINT: Remember the different rules associated with the different types of cards)

$45 Kroger grocery gift card $150 Wells Fargo VISA credit card $400 Bank of America debit card $85 WKU Hilltopper MasterCard credit card (issued by Service One Credit Union)

A.) $ 150

B.) $ 195

C.) $ 680

D.) $ 50