Employer has a 6-year vesting schedule: 20% per year starting in year 2 Company matches 75%. Employee contributes $3,000 in year 1, then leavers just after the 1-year anniversary The total employee contributions upon departure The total employer contributions the employee is eligible to take upon departure - If everything were the same except the employee stayed for 3 years (and contributed $3,000 each year of employment and left just after the 3-year anniversary, the total employer contributions the employee would be eligible to take upon departure