E-procurement has led to significant cost savings and coordinated efficiency. Online-driven indirect purchasing reduces the day-to-day waste in the manual purchasing system. Electronic purchasing for indirect materials is far more efficient than making phone calls. Transaction costs account for approximately 40% of the cost of purchasing materials and managing the supply function. For low-value, low-risk, nonrecurring goods and services, purchasing cards (also known as pcards) are often a good idea. These are corporate credit cards. Organizations typically issue policies and procedures on their use and are able to set various kinds of limits to ensure that employees comply with those policies (and to ensure that someone is notified when a questionable transaction