Eugene began to save for his retirement at age 33, and for 10 years he put $ 325 per month into an ordinary annuity at an annual interest rate of 12% compounded monthly. After the 10 years, Eugene was unable to make the monthly contribution of $ 325, so he moved the money from the annuity into another account that earned 8% interest compounded monthly. He left the money in this account for 22 years until he was ready to retire. How much money did he have for retirement?

Retirement amount =