Evaluating Your Health Care Risk A major part of determining the overall health care that's best for you is that of honestly assessing your willingness to assume responsibulity for reducing your risk. You have some degree of control over two forms of risk; financial arid behavioral (also known as lifestyle). For each of the following scenarios, select which type of risk reduction is Mustrated. 12. Introduction to disability income insurance and Social Securitydisability benefits If case of a serious injury or ilthess, you will be probably be responsible for paying some of your medical expenses even if you have health insurance. If you are employed, this financial strain could be aggravated by your loss of income while you are out of work during recovery. If your disability extends for a lengthy time or is permanent, the financial effects could be devastating Disability income insurance is designed to pay you while you are disabled. The four major sources of funding for these payments are: As you answer the following questions about Social Security disability benefits, think about your we roday and how you would respond if you faced an extended period of disabinty. Social Security Disability Benefits Jared recently sustained an injury that is unrelated to his work. He expects to be disabled for some time and has contacted the Social Security Administration to file a claim for disability benefits. Jared has always heard about Social Security disability and looks forward to the relicf it will deliver. Jared was shocked to learn the terms of qualifying for benefits: - First, he must be disabled. - Second, his disability must be anticipated to be at least - Third, he must be unable to - Fourth, If he satisfies the preceding requirements, his benefit is $1,000 per month, but he must wait. for payments to begin. The monthly payments retroactive. Jared expects to be disabied for 11 months. His benefits wil be for months for a total of receive benefits because he be disabled long enough to qualify for them. (Hint: If Jared is not eligible for benefits. enter a " 0 " for the months and total beneft numeric entry boxes.)