Exercise One: Suppose you want to start your own business in 10 years, and you plan to invest $3,600 quarterly in an interest-bearing account with an annual interest rate of 3.85% to reach that goal. Given this aforementioned investment strategy, (a) how much money will you have then? (b) If you decide to reinvest your funds at maturity for an additional 4 years, under monthly compounding, and an annual interest rate of 2.25%. How much money will you have at the end of the reinvestment process?