Exhibit 1-B Future Value (Compounded Sum) of \$1 Paid In at the End of Each Period for a Given Number of Time Periods (an Annuity) \begin{tabular}{|c|c|c|c|c|c|c|c|c|c|c|c|} \hline Period & 11 & 21 & 31 & 41 & 51 & 61 & 71 & 81 & 9t & 101 & 111 \\ \hline 1 & 1.000 & 1.000 & 1.000 & 1.000 & 1.000 & 1.000 & 1.000 & 1.000 & 1.000 & 1.000 & 1.000 \\ \hline 2 & 2.010 & 2.020 & 2.030 & 2.040 & 2.050 & 2.060 & 2.070 & 2.080 & 2.090 & 2.100 & 2.110 \\ \hline 3 & 3.030 & 3.060 & 3.091 & 3.122 & 3.153 & 3.184 & 3.215 & 3.246 & 3.278 & 3.310 & 3.342 \\ \hline 4 & 4.060 & 4.122 & 4.184 & 4.246 & 4.310 & 4.375 & 4.440 & 4.506 & 4.573 & 4.641 & 4.710 \\ \hline 5 & 5.101 & 5.204 & 5.309 & 5.416 & 5.526 & 5.637 & 5.751 & 5.867 & 5.985 & 6.105 & 6.228 \\ \hline 6 & 6.152 & 6.308 & 6.468 & 6.633 & 6.802 & 6.975 & 7.153 & 7.336 & 7.523 & 7.716 & 7.913 \\ \hline 7 & 7.214 & 7.434 & 7.662 & 7.898 & 8.142 & 8.394 & 8.654 & 8.923 & 9.200 & 9.487 & 9.783 \\ \hline 8 & 8.286 & 8.583 & 8.892 & 9.214 & 9.549 & 9.897 & 10.260 & 10.637 & 11.028 & 11.436 & 11.859 \\ \hline 9 & 9.369 & 9.755 & 10.159 & 10.583 & 11.027 & 11.491 & 11.978 & 12.488 & 13.021 & 13.579 & 14.164 \\ \hline 10 & 10.462 & 10.950 & 11.464 & 12.006 & 12.578 & 13.181 & 13.816 & 14.487 & 15.193 & 15.937 & 16.722 \\ \hline 11 & 11.567 & 12.169 & 12.808 & 13.486 & 16.207 & 14.972 & 15.784 & 16.645 & 17.560 & 18.531 & 19.561 \\ \hline 12 & 12.683 & 13.412 & 14.192 & 15.026 & 15.917 & 16.870 & 17.888 & 18.977 & 20.141 & 21.384 & 22.713 \\ \hline 13 & 13.809 & 14.680 & 15.618 & 16.627 & 17.713 & 18.882 & 20.141 & 21.495 & 22.953 & 24.523 & 26.212 \\ \hline 14 & 14.947 & 15.974 & 17.086 & 18.292 & 19.599 & 21.015 & 22.550 & 24.215 & 26.019 & 27.975 & 30.095 \\ \hline 15 & 16.097 & 17.293 & 18.599 & 20.024 & 21.579 & 23.276 & 25.129 & 27.152 & 29.361 & 31.772 & 34.405 \\ \hline 16 & 17.258 & 18.639 & 20.157 & 21.825 & 23.657 & 25.673 & 27.888 & 30.324 & 33.003 & 35.950 & 39.190 \\ \hline 17 & 18.430 & 20.012 & 21.762 & 23.698 & 25.840 & 28.213 & 30.840 & 33.750 & 36.974 & 40.545 & 44.501 \\ \hline 18 & 19.615 & 21.412 & 23.414 & 25.645 & 28.132 & 30.906 & 33.999 & 37.450 & 41.301 & 45.599 & 50.396 \\ \hline 19 & 20.811 & 22.841 & 25.117 & 27.671 & 30.539 & 33.760 & 37.379 & 41.446 & 46.018 & 51.159 & 56.939 \\ \hline 20 & 22.019 & 24.297 & 26.870 & 29.778 & 33.066 & 36.786 & 40.995 & 45.762 & 51.160 & 57.275 & 64.203 \\ \hline 25 & 28.243 & 32.030 & 36.459 & 41.646 & 47.727 & 54.865 & 63.249 & 73.106 & 84.701 & 98.347 & 114.413 \\ \hline 30 & 34.785 & 40.568 & 47.575 & 56.085 & 66.439 & 79.056 & 94.461 & 113.283 & 136.308 & 164.494 & 199.021 \\ \hline 40 & 48.886 & 60.402 & 75.401 & 95.026 & 120.800 & 154.762 & 199.635 & 259.057 & 337.882 & 442.593 & 581.026 \\ \hline 50 & 64.463 & 84.579 & 112.797 & 152.667 & 209.348 & 290.336 & 406.529 & 573.770 & 815.004 & 1,163,909 & 1,668.771 \\ \hline \end{tabular} Complete the following table. Use Exhibit 1-A. Exhibit 1-B, Exhibit 1-C, Exhibit 1-D. Note: Use appropriate factor(s) from the tables provided. Round time value factors to 3 decimal places and final answer to the nearest whole number. Exhibit 1-A Future Value (Compounded Sum) of $1 after a Given Number of Time Periods \begin{tabular}{|c|c|c|c|c|c|c|c|c|c|c|c|} \hline Period & 18 & 28 & 38 & 41 & 51 & 61 & 73 & 87 & 98 & 108 & 118 \\ \hline 1 & 1.010 & 1.020 & 1.030 & 1.040 & 1.050 & 1.060 & 1.070 & 1.080 & 1.090 & 1.100 & 1.110 \\ \hline 2 & 1.020 & 1.040 & 1.061 & 1.082 & 1.103 & 1.124 & 1.145 & 1.166 & 1.188 & 1.210 & 1.232 \\ \hline 3 & 1.030 & 1.061 & 1.093 & 1.125 & 1.158 & 1.191 & 1.225 & 1.260 & 1.295 & 1.331 & 1.368 \\ \hline 4 & 1.041 & 1.082 & 1.126 & 1.170 & 1.216 & 1.262 & 1.311 & 1.360 & 1.412 & 1.464 & 1.518 \\ \hline 5 & 1.051 & 1.104 & 1.159 & 1.217 & 1.276 & 1.338 & 1.403 & 1.469 & 1.539 & 1.611 & 1.685 \\ \hline 6 & 1.062 & 1.126 & 1.194 & 1.265 & 1.340 & 1.419 & 1.501 & 1.587 & 1.677 & 1.772 & 1.870 \\ \hline 7 & 1.072 & 1.149 & 1.230 & 1.316 & 1.407 & 1.504 & 1.606 & 1.714 & 1.828 & 1.949 & 2.076 \\ \hline 8 & 1.083 & 1.172 & 1.267 & 1.369 & 1.477 & 1.594 & 1.718 & 1.851 & 1.993 & 2.144 & 2.305 \\ \hline 9 & 1.094 & 1.195 & 1.305 & 1.423 & 1.551 & 1.689 & 1.838 & 1.999 & 2.172 & 2.358 & 2.558 \\ \hline 10 & 1.105 & 1.219 & 1.344 & 1.480 & 1.629 & 1.791 & 1.967 & 2.159 & 2.367 & 2.594 & 2.839 \\ \hline 11 & 1.116 & 1.243 & 1.384 & 1.539 & 1.710 & 1.898 & 2.105 & 2.332 & 2.580 & 2.853 & 3.152 \\ \hline 12 & 1.127 & 1.268 & 1.426 & 1.601 & 1.796 & 2.012 & 2.252 & 2.518 & 2.813 & 3.138 & 3.498 \\ \hline 13 & 1.138 & 1.294 & 1.469 & 1.665 & 1.886 & 2.133 & 2.410 & 2.720 & 3.066 & 3.452 & 3.883 \\ \hline 14 & 1.149 & 1.319 & 1.513 & 1.732 & 1.980 & 2.261 & 2.579 & 2.937 & 3.342 & 3.797 & 4.310 \\ \hline 15 & 1.161 & 1.346 & 1.558 & 1.801 & 2.079 & 2.397 & 2.759 & 3.172 & 3.642 & 4.177 & 4.785 \\ \hline 16 & 1.173 & 1.373 & 1.605 & 1.873 & 2.183 & 2.540 & 2.952 & 3.426 & 3.970 & 4.595 & 5.311 \\ \hline 17 & 1.184 & 1.400 & 1.653 & 1.948 & 2.292 & 2.693 & 3.159 & 3.700 & 4.328 & 5.054 & 5.895 \\ \hline 18 & 1.196 & 1.428 & 1.702 & 2.026 & 2.407 & 2.854 & 3.380 & 3.996 & 4.717 & 5.560 & 6.544 \\ \hline 19 & 1.208 & 1.457 & 1.754 & 2.107 & 2.527 & 3.026 & 3.617 & 4.316 & 5.142 & 6.116 & 7.263 \\ \hline 20 & 1.220 & 1.486 & 1.806 & 2.191 & 2.653 & 3.207 & 3.870 & 4.661 & 5.604 & 6.727 & 8.062 \\ \hline 25 & 1.282 & 1.641 & 2.094 & 2.666 & 3.386 & 4.292 & 5.427 & 6.848 & 8.623 & 10.835 & 13.585 \\ \hline 30 & 1.348 & 1.811 & 2.427 & 3.243 & 4.322 & 5.743 & 7.612 & 10.063 & 13.268 & 17.449 & 22.892 \\ \hline 40 & 1.489 & 2.208 & 3.262 & 4.801 & 7.040 & 10.286 & 14.974 & 21.725 & 31.409 & 45.259 & 65.001 \\ \hline 50 & 1.645 & 2.692 & 4.384 & 7.107 & 11.467 & 18.420 & 29.457 & 46.902 & 74.358 & 117.391 & 184.565 \\ \hline \end{tabular} \begin{tabular}{|c|c|c|c|c|c|c|c|c|c|c|c|c|c|} \hline Period & 131 & 141 & 153 & 16t & 173 & 181 & 191 & 201 & 251 & 301 & 351 & 402 & 501 \\ \hline 1 & 0.885 & 0.877 & 0.870 & 0.862 & 0.855 & 0.847 & 0.840 & 0.833 & 0.800 & 0.769 & 0.741 & 0.714 & 0.667 \\ \hline 2 & 1.668 & 2.647 & 1.626 & 1.605 & 1.585 & 1.566 & 1.547 & 1.528 & 1.440 & 1.361 & 1.289 & 1.224 & 1.111 \\ \hline 3 & 2.361 & 2.322 & 2.283 & 2.246 & 2.210 & 2.174 & 2.140 & 2.106 & 1.952 & 1.816 & 1.696 & 1.589 & 1.407 \\ \hline 4 & 2.974 & 2.914 & 2.855 & 2.798 & 2.743 & 2.690 & 2.639 & 2.589 & 2.362 & 2.166 & 1.997 & 1.849 & 1.605 \\ \hline 5 & 3.517 & 3.433 & 3.352 & 3.274 & 3.199 & 3.127 & 3.058 & 2.991 & 2.689 & 2.436 & 2.220 & 2.035 & 1.737 \\ \hline 6 & 3.998 & 3.889 & 3.784 & 3.685 & 3.589 & 3.498 & 3.410 & 3.326 & 2.951 & 2.643 & 2.385 & 2.168 & 1.824 \\ \hline 7 & 4.423 & 4.288 & 4.160 & 4.039 & 3.922 & 3.812 & 3.706 & 3.605 & 3.161 & 2.802 & 2.508 & 2.263 & 1.883 \\ \hline 8 & 4.799 & 4.639 & 4.487 & 4.344 & 4.207 & 4.078 & 3.954 & 3.837 & 3.329 & 2.925 & 2.598 & 2.331 & 1.922 \\ \hline 9 & 5.132 & 4.946 & 4.772 & 4.607 & 4.451 & 4.303 & 4.163 & 4.031 & 3.463 & 3.019 & 2.665 & 2.379 & 1.948 \\ \hline 10 & 5.426 & 5.216 & 5.019 & 4.833 & 4.659 & 4.494 & 4.339 & 4.192 & 3.571 & 3.092 & 2.715 & 2.414 & 1.965 \\ \hline 11 & 5.687 & 5.453 & 5.234 & 5.029 & 4.836 & 4.656 & 4.486 & 4.327 & 3.656 & 3.147 & 2.752 & 2.438 & 1.977 \\ \hline 12 & 5.918 & 5.660 & 5.421 & 5.197 & 4.988 & 4.793 & 4.611 & 4.439 & 3.725 & 3.190 & 2.779 & 2.456 & 1.985 \\ \hline 13 & 6.122 & 5.842 & 5.583 & 5.342 & 5.118 & 4.910 & 4.715 & 4.533 & 3.780 & 3.223 & 2.799 & 2.469 & 1.990 \\ \hline 14 & 6.302 & 6.002 & 5.724 & 5.468 & 5.229 & 5.008 & 4.802 & 4.611 & 3.824 & 3.249 & 2.814 & 2.478 & 1.993 \\ \hline 25 & 6.462 & 6.142 & 5.847 & 5.575 & 5.324 & 5.092 & 4.876 & 4.675 & 3.859 & 3.268 & 2.825 & 2.484 & 1.995 \\ \hline 16 & 6.604 & 6.265 & 5.954 & 5.668 & 5.405 & 5.162 & 4.938 & 4.730 & 3.887 & 3.283 & 2+834 & 2.489 & 1.997 \\ \hline 17 & 6.729 & 6.373 & 6.047 & 5.749 & 5.475 & 5.222 & 4.990 & 4.775 & 3.910 & 3.295 & 2.840 & 2.492 & 1.998 \\ \hline 18 & 6.840 & 6.467 & 6.128 & 5.818 & 5.534 & 5.273 & 5.033 & 4.812 & 3.928 & 3.304 & 2.844 & 2.494 & 1,999 \\ \hline 19 & 6.938 & 6.550 & 6.198 & 5.077 & 5.584 & 5.316 & 5.070 & 4.843 & 3.942 & 3.311 & 2.848 & 2.496 & 1.999 \\ \hline 20 & 7.025 & 6.623 & 6.259 & 5.929 & 5.628 & 5.353 & 5.101 & 4.670 & 3.954 & 3.316 & 2,850 & 2.497 & 1.999 \\ \hline 25 & 7.330 & 6.873 & 6.464 & 6.097 & 5.766 & 5.467 & 5.195 & 4.948 & 3,985 & 3.329 & 2.356 & 2.499 & 2.000 \\ \hline 30 & 7.496 & 7.003 & 6.566 & 6.177 & 5.829 & 5.517 & 5.235 & 4.979 & 3.995 & 3.332 & 2.857 & 2.500 & 2.000 \\ \hline 40 & 7.634 & 7.105 & 6.642 & 6.233 & 5.871 & 5.548 & 5.258 & 4.997 & 3+999 & 3.333 & 2.857 & 2.500 & 2.000 \\ \hline 50 & 7.675 & 7.133 & 6.661 & 6.246 & 5.680 & 5.554 & 5.262 & 4.999 & 4.000 & 3.333 & 2.857 & 2.500 & 2.000 \\ \hline \end{tabular} \begin{tabular}{|c|c|c|c|c|c|c|c|c|c|c|c|} \hline Period & 127 & 131 & 141 & 151 & 16t & 171 & 181 & 198 & 201 & 251 & 301 \\ \hline 1 & 1.120 & 1.130 & 1.140 & 1.150 & 1.160 & 1.170 & 1.180 & 1.190 & 1.200 & 1.250 & 1.300 \\ \hline 2 & 1.254 & 1.277 & 1.300 & 1.323 & 1.346 & 1.369 & 1.392 & 1.416 & 1.440 & 1.563 & 1.690 \\ \hline 3 & 1.405 & 1.443 & 1.482 & 1.521 & 1.561 & 1.602 & 1.643 & 1.685 & 1.728 & 1.953 & 2.197 \\ \hline 4 & 1.574 & 1.630 & 1.689 & 1.749 & 1.811 & 1.874 & 1.939 & 2.005 & 2.074 & 2.441 & 2.856 \\ \hline 5 & 1.762 & 1.842 & 1.925 & 2.011 & 2+100 & 2.192 & 2.288 & 2.386 & 2.488 & 3.052 & 3.713 \\ \hline 6 & 1.974 & 2.082 & 2.195 & 2.313 & 2.436 & 2.565 & 2.700 & 2.840 & 2.986 & 3.825 & 4.827 \\ \hline 7 & 2.211 & 2.353 & 2.502 & 2.660 & 2.826 & 3.001 & 3.185 & 3.379 & 3.583 & 4.768 & 6.275 \\ \hline 8 & 2.476 & 2.658 & 2.853 & 3.059 & 3.278 & 3.511 & 3.759 & 4.021 & 4.300 & 5.960 & 8.157 \\ \hline 9 & 2.773 & 3.004 & 3.252 & 3.518 & 3.803 & 4.108 & 4.435 & 4.785 & 5.160 & 7.451 & 10.604 \\ \hline 10 & 3.106 & 3.395 & 3.707 & 4.046 & 4.411 & 4.807 & 5.234 & 5.695 & 6.192 & 9.313 & 13.786 \\ \hline 11 & 3.479 & 3.636 & 4.226 & 4.652 & 5.117 & 5.624 & 6.176 & 6.777 & 7.430 & 11.642 & 27.922 \\ \hline 12 & 3.896 & 4.335 & 4.818 & 5.350 & 5.936 & 6.580 & 7.288 & 8.064 & 8.916 & 14.552 & 23.298 \\ \hline 13 & 4.363 & 4.898 & 5.492 & 6.153 & 6.886 & 7.699 & 8.599 & 9.596 & 10.699 & 18.190 & 30.288 \\ \hline 14 & 4.887 & 5.535 & 6.261 & 7.076 & 7.988 & 9.007 & 10.147 & 11.420 & 12.839 & 22.737 & 39.374 \\ \hline 15 & 5.474 & 6.254 & 7.138 & 8.137 & 9.266 & 10.539 & 11.974 & 13.590 & 15.407 & 28.422 & 51.186 \\ \hline 16 & 6.130 & 7.067 & 8.137 & 9.358 & 10.748 & 12.330 & 14.129 & 16.172 & 18.488 & 35.527 & 66.542 \\ \hline 17 & 6.866 & 7.986 & 9.276 & 10.761 & 12.46B & 14.426 & 16.672 & 19.244 & 22.186 & 44.409 & 86.504 \\ \hline 18 & 7.690 & 9.024 & 10.575 & 12.375 & 14.463 & 16.879 & 19.673 & 22.901 & 26,623 & 55.511 & 112.455 \\ \hline 19 & 8.613 & 10.197 & 12.056 & 14.232 & 16.777 & 19.748 & 23.214 & 27.252 & 31.948 & 69.389 & 146.192 \\ \hline 20 & 9.646 & 11.523 & 13.743 & 16.367 & 19.461 & 23.106 & 27.393 & 32.429 & 38.338 & 86.736 & 190.050 \\ \hline 25 & 17.000 & 21.231 & 26.462 & 32.919 & 40.874 & 50.658 & 62.669 & 77.388 & 95.396 & 264.698 & 705.641 \\ \hline 30 & 29.960 & 39.116 & 50.950 & 66.212 & 85.850 & 111.065 & 143.371 & 184.675 & 237.376 & 807.794 & 2,619.996 \\ \hline 40 & 93.051 & 132.782 & 188.884 & 267.864 & 378.721 & 533.869 & 750.378 & 1.051 .668 & 1,469,772 & 7,523.164 & 36,118,865 \\ \hline 50 & 289.002 & 450.736 & 700.233 & .083 .657 & .670 .704 & 2,566.215 & 3,927,357 & 5,988,914 & 9,100,438 & 70,064.923 & 497,929,223 \\ \hline \end{tabular}