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expalin wuestion properly including all formulas. A person saves $ 1,500 today, and $2,000 18 months from today in a fund earning 4 = 8%

expalin wuestion properly including all formulas.
A person saves $ 1,500 today, and $2,000 18 months from today in a fund earning 4 = 8% for the first 18 months, followed by 2 = 6% thereafter. How much will the person have at the end of 4 years?

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