Experience This week's readings contained much information on healthcare financial and budgeting principles. I have a budget spreadsheet to ensure my bills are paid on time, and I stick to it throughout the month. However, professionally, I have no input on the nursing budget outside of being told when to cut staff due to low census or overuse of overtime hours. I requested more information to understand the "why" because I was frustrated with being told to "do" without knowing why. The personnel budget is the most expensive and complex. Reflection Before this course, I thought my for-profit organization was just being cheap and did not care about the staff or the population it served because they so easily enforced cutting staff based on the spreadsheet (PPD) data, not realizing the data represents people, not solely profit. I now have a new perspective on personnel budgeting. I see how that Excel spreadsheet on PPD came about and how intricate each component is. Reflect on at least two concepts, operational budget, and capital budget. How have these new revelations influenced your thinking about access, availability, and healthcare quality? Implications for the Future How has your enhanced knowledge affected the way