Fair$-$to$-$Midland Manufacturing, Inc. $($FMM$),$ has applied for a loan at True Credit Bank. Jon Fulkerson, the credit analyst at the bank, has gathered the following information from the company$$s financial statements:

Total assets $$97,000$

EBIT $8,000$

Net working capital $4,500$

Book value of equity $30,000$

Accumulated retained earnings $17,900$

Sales $103,000$

The stock price of FMM is $$32$ per share and there are $6,100$ shares outstanding. What is the Z$-$score for this company? $($Do not round intermediate calculations and round your answer to $3$ decimal places, e$.$g$.,32\mathrm{.}161.)$