Faisal works for American Motors. American Motors paid a $1,200 premium on Faisal's health insurance in 2023. Faisal had an operation on his foot in 2023 that cost $7,200. The insurance company paid for $6,800 of it. Which of the following statements is true for 2023? a. Faisal must claim the $6,800 paid by the insurance company for the operation as income. b. Faisal must claim the $1,200 premium paid by his employer as income. c. Faisal must claim the $1,200 premium and the $6,800 insurance payment as income. d. None of these events are taxable on his 2023 return