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Faith is saving money to send her son to college. If he is ten years old now, how much must she deposit now, at 7%,

Faith is saving money to send her son to college. If he is ten years old now, how much must she deposit now, at 7%, so that when he turns 18 and goes to college, he will be able to withdraw $20,000 a year for four years to pay for his college tuition?

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