Fill-In-The-Blank 1. Risk is 2. Upside down loans represent risk. 3. Policies that deal with day to day activities at the bank would be risk. 4. Mobile banking gives a high exposure to risk. 5. Misuse of personal financial information may increase risk. 6. When a mortgage is bigger than the fair market value, the loan 7. This tells if a bank has enough cash and cash equivalents to cover obligations 8. Current ratio is a measure or 9. The formula for the PE ratio is PE= /earnings per share. 10. The indicates the number of non-performing loans a bank has on its books. 11. The higher the loans to assets ratio, the the bank. Credit Operations Exposure to a chance of a loss Upside down IT Legal/Reputational risk Price per share Liquidity Riskier Current Ratio Bad loans Ratio