FINA604 - Personal Finance Case Study - Property Ted's friend, Angel came to see you regarding investment in property. Angel is in her 50s and earns a gross salary of $80,000 p.a. She is single, living in a three-bedroom house which she had bought 10 years ago. The outstanding mortgage balance of this house is $186,000 at 5.39% pa. Angel intends to settle this housing loan in 10 years' time. She is keen to put more money in the property market as she heard from her friends that property market presents huge opportunities for investors. At the moment, she has accumulated S120,000 in her savings account. Angel has the following questions for you: Question 1: Is it a good time to invest in the New Zealand's property market? Answer this question based on a reading of at least 3 authoritative articles. List down all the references used in APA 6th format. (Suggested website: www.QV.co.nz,www.rbnz.govt.nz,www. stuff.co.nz, www.reinz.co.nz, www.OECD.org, AUT library database)