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Finance companies are far less regulated than banks and thrifts because: there are no regulations on subsidiaries of a bank holding company there are no

Finance companies are far less regulated than banks and thrifts because:

there are no regulations on subsidiaries of a bank holding company

there are no depositors to protect.

there are few cases of finance companies failing.

the capital-to-total-assets ratio of finance companies is relatively strong compared to that of banks and thrifts

none of these answers.

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