Financial Product: A retirement saving plan. (Optional) You can add Life insurance or Health insurance into it.

(#1) Identify your target customers.

(#2) Time period of saving & Time period of payment

(#3) How much customers must put into saving (annuity) & how much your product is going to make a periodic payment (annuity) to the customers (who buy your product).

(#4) You can assume the interest rate (i.e., 4%, 5%, or 6%).

(#5) Im your customer to decide whether to buy your financial saving plan.