Find the future values of the following ordinary annuities: FV of $800 paid each 6 months for 5 years at a nominal rate of 13% compounded semiannually. Do not round intermediate calculations. Round your answer to the nearest cent. $ FV of $400 paid each 3 months for 5 years at a nominal rate of 13% compounded quarterly. Do not round intermediate calculations. Round your answer to the nearest cent. $ These annuities receive the same amount of cash during the 5-year period and earn interest at the same nominal rate, yet the annuity in part b ends up larger than the one in part a. Why does this occur? -Select-