Find the present values of these ordinary annuities. Discounting occurs once a year. Do not round intermediate calculations. Round your answers to the nearest cent.

$$400$ per year for $10$ years at $4\%.$

$

$$200$ per year for $5$ years at $2\%.$

$

$$700$ per year for $5$ years at $0\%.$

$

Rework previous parts assuming they are annuities due.

Present value of $$400$ per year for $10$ years at $4\%$: $

Present value of $$200$ per year for $5$ years at $2\%$: $

Present value of $$700$ per year for $5$ years at $0\%$: $