Find the required value for each problem.

5. Carolina Carlo needs to decide whether to accept a $ 17,000 bond today or wait two years and receive $ 20,100.

9. How much would you have to deposit today in a bank account that pays 9.25% annual interest, compounded quarterly, if you expect to have $ 20,000 at the end of five years? 10. Suppose you invested $ 2,500 in the business that a friend of yours opened and that in three years this friend returned you $ 3,700. How much was the return on your investment in your friend's business?