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Fixed payment SPIA Which of the following individuals would be a likely candidate to purchase a deferred annuity? Someone who needs to start receiving benefit

Fixed payment SPIA
Which of the following individuals would be a likely candidate to purchase a deferred annuity?
Someone who needs to start receiving benefit payments within 6 months of the annuity purchase
Someone who wants to leave the death benefit to the beneficiaries
Someone who cannot afford life insurance
Someone who wants to grow retirement funds tax deferred
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