Flaherty is considering an investment that, if paid for immediately, is expected to return $151,000 ten years from now. If Flaherty demands a 12% return, how much is she willing to pay for this investment? (PV of $1, FV of $1, PVA of $1, and FVA of $1) (Use appropriate factor(s) from the tables provided. Round your "PV of a single amount" to 4 decimal places and final answer to the nearest whole dollar.)