Following data pertains to Castle State Bank. Balance Sheet: Cash 104.802, Securities 610.217, Net loans 1219.955, Net premises 290.774; Deposits 1107.928, Non-deposit borrowings 809.167, Common stock 11.7, Surplus 124.106, undivided profits (i.e., retained earnings) 172.847; Income Statement: Interest Income 390.452, Interest expense 183.949, Noninterest income 50.174, Noninterest expense 96.909, Provision for loan losses 60.928, Securities gains (losses if negative) (-7.014), Taxes 46.297. What is Castle State Bank's ROA? Decimalize your answers, round to four decimals. E.g., if your answer is 2.345%, record it as 0.0235. Blank 1. Calculate the answer by read surrounding text.