For a fully discrete 20 year terms life insurance on (40), you are given The death benefit is 10,000. A^V^2 = 100 and A^V^2 = 125 Experience in year 4: Your company issued the 20-year term life insurance to 1000lives age 40. At the end of the third year 995 insurances remain in force. Calculate The total gain from mortality, interest and expenses in year 4 Decompose the gain in the order of interest, mortality, and finally expenses. For a fully discrete 20 year terms life insurance on (40), you are given The death benefit is 10,000. A^V^2 = 100 and A^V^2 = 125 Experience in year 4: Your company issued the 20-year term life insurance to 1000lives age 40. At the end of the third year 995 insurances remain in force. Calculate The total gain from mortality, interest and expenses in year 4 Decompose the gain in the order of interest, mortality, and finally expenses