For the best terms on a loan or credit card, you need a credit score above 700. To achieve this, start establishing credit now Pay all of your bills on time. In addition, use only one-third of your available credit limit and pay off your revolving balances) each month RJ Johnson has excellent credit. She wants to purchase a piece of equipment for her business and was offered 5% for 48 months for the $57,000 unit What is her monthly payment by add-on method? (Round your answer to the nearest cent.) Monthly payment 5 23750