For this DISCUSSION, please ANSWER ONLY ONE OF THE FOLLOWING QUESTIONS: - The rules of risk management appear to be common sense. In view of this fact, how do you account for the widespread violation of these rules in insurance buying today? - Explain the relationship, if any, among the statements: "Don't risk more than you can afford to lose," "Those people who need insurance most are those who can least afford it," and "Insurance should be considered as a last resort." INSTRUCTIONS: - You MUST reply to one of the questions for complete credit - Each response to the question should be substantial, these are not questions that can be fully answered in one sentence. A thorough response should be at minimum a standard paragraph ( 68 sentences) per