For your final project, you will create a personal and comprehensive personal action plan to achieve financial security, based on applying the business and financial concepts explored in this course. The plan will be based on the following 10 financial stages of life as detailed by the financial stages of life.

The Formative Stages:

1. Toddler Years (0-5)
2. Childhood Years (6-12)
3. Teenage Years (13-19)

The Accumulation Stages:

4. Building the Foundation Years (20-29)
5. Early Accumulation Years (30-49)
6. Rapid Accumulation Years (50-54)

The Conservation Stages:

7. Financial Independence Years (55-69)
8. Conservation Years (70-84)

The Distribution Stages:

9. Distribution Years (85+)
10. Sunset Years (Less than 12 months to live)