Forwarded Would you take an offer of a 1 discount point to reduce the interest from 9% to 8.5% per year on a $200,000 mortgage loan that matures in 25 years, if you were planning on staying on the house for only 3.5 years before selling it? I would pay the discount point since the PV of savings over 3.5 years is $ 2,461.05 > $2,000 I would not pay the discount point since the PV of savings over 3.5 years is $ 2,461.05 $2,000 I would not pay the discount points since the PV of savings over 3.5 years is S 2 440.33