Frank is a secondhand furniture dealer. Frank goes to yard sales early every Saturday morning in search of items for his store. One Saturday, Frank finds several items that he likes at one sale. One item is a large, heavy leather sofa that he cannot take with him because it won't quite fit into his van. He arranges with the seller to return that evening when he could borrow a truck and get the sofa. Unfortunately, there was a huge sudden downpour in the late afternoon, the seller could not move the sofa inside, and it was ruined. Who bears the risk of loss?