Frank turned 25 years old yesterday and has not had a car accident since he began driving 7 years ago. Frank's credit score is improving as he is paying off his student loans and pays off his Visa credit card balance in full and on time each month. Frank's friends give him a hard time because he rarely goes faster than the speed limit and he even drives with his headlights on. What is likely to happen to Frank's car insurance premiums on his next billing cycle? Frank's premiums will likely decrease Frank's premiums will likely increase Frank's premiums will likely stay the same Frank's deductible will decrease