From an investing standpoint, stage in life has a lot to do with willingness to bear the risk of

various investments. Generally, as an investor moves from wealth accumulation years to

wealth preservation years, their portfolio should rotate from a higher risk

moderate risk

to a lower risk

to a more

A$.$ commodities portfolio; equity portfolio; mostly equity plus some debt portfolio

B$.$ equity portfolio; balanced portfolio; conservative portfolio

C$.$ fixed income fund; bank $CD$; blue chip stock portfolio

D$.$ None of the above are satisfactory.