From the following information, prepare to notes to the accounts and income statement for the year ended 31st Dec 2019 for the XYZ Bank OMR OMR ('000) 680 14 29 Interest on loan Interest on fixed deposits Rebate on bills discounted Commission earned Payment to employees Discount on Bills discounted ('000) 2,590 Interest on other deposits 3,170 Postage 490 Printing 82 Sundry charges 540 Directors fees, allowances 1,550 Auditors' fees 2,230 180 17 30 12 Interest on cash credit Rent, Taxes, lighting Interest on overdrafts 1,540 Additional Information: a) Provide for contingencies R.O. 10 b) Provide for doubtful debts R.O. 15