Gabrielle just won $2.25 million in the state lottery. She is given the option of receiving a of $1,300,000 now, or she can clect to receive $90,000 at the end of each of the next 25 years. If Gabrielle can earn 4% annually on her investments, which option should she take? If Gabrielle takes the prize as an annuity, the present value of the 25-year ordinary annuity is $(Round to the nearest dollar.)