Gibby spent the last $65$ days of $2023$ in a nursing home. The cost of the services provided to her was $$21,125($$$325$ per day$).$ Medicare paid $$6,400$ toward the cost of her stay. Gibby also received $$14,360$ of benefits under a long$-$term care insurance policy she purchased. Assume that the Federal daily excludible amount is $$420.$

If the amount is zero, enter $0.$

What is the effect on Gibby's gross income?

The amount of her exclusion is $fill in the blank $1$

and the amount included in her gross income is $fill in the blank $2$

$.$