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Given that the Incoterm used in a contract is CIF ( port of arrival ) , what advice would you, as a freight forwarder, give

Given that the Incoterm used in a contract is CIF (port of arrival), what advice would you, as a freight forwarder, give your client, the consignee with respect to insurance?
Question 36 options:
Negotiate in the sales contract that the seller must purchase all risk insurance (not minimum cover) and show proof through an insurance certificate that sellers insurance is in place before payment is made.
All the statements are sound advice
Advise the buyer to purchase insurance from their insurance company for any unforeseen events so that the buyers own insurance pays damages and the buyers insurer (as subrogee) can sort out the mess.
Advise the seller to buy All Risk insurance for the entire adventure from the freight forwarder under the forwarders open cover policy

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