Given the following Year 12 balance sheet data for a footwear company: Balance Sheet Data Cash on Hand Total Current Assets Total Assets Overdraft Loan Payable 1-Year Bank Loan Payable O 0.114. 0.382. 0.418. 0.436. 0.321. Current Portion of Long-Term Loans Total Current Liabilities Long-Term Bank Loans Outstanding Shareholder Equity: Common Stock Additional Capital Retained Earnings Total Shareholder Equity Year 11 Balance 10,000 90,000 30,000 130,000 Year 12 Change 0 0 10,000 70,000 280,000 5,000 10,000 17,000 48,000 90,000 10,000 90,000 12,000 42,000 +12,000 142,000 Based on the above figures and the formula for calculating the debt-assets ratio, the company's debt-assets ratio (where debt is defined to include both short-term and long-term debt) is