Gracie and Martin Shaw have an HO-3 policy with AA Insurance (AAI) and were recently served with a lawsuit. It alleges property damage to their next door neighbor's property after a windstorm took down the Shaw's tree which in turn damaged the neighbor's garage. Concerning this situation, which one of the following is true? Select one: A. The claim will not be covered by AAI as the loss must be caused by the insureds' personal activities instead of damage to property. B. The Shaws can consult Section I of their HO-3 policy for their duties concerning this loss. C. AAI will defend the Shaws until the limit for the occurrence is exhausted through settlement or judgment. D. AAI will defend the Shaws if the lawsuit proves to be an accurate representation of what really happened