Hallie was a passenger in Sylvia's car when it was involved in an accident in which Hallie was seriously injured. Sylvia is insured by Colossal Casualty. If Sylvia was at fault in the accident, Colossal may pay for Hallie's medical expenses and lost wages as a bodily injury liability claim. In any case, Hallie is entitled to receive medical payments coverage up to $$5,000.$ What is the most appropriate way to handle this claim?

$($Search Chapter $2)$

a$.$ Pay Hallie $$5,000$ now under medical payments and pay more later if it turns into a liability claim

b$.$ Pay Hallie nothing until it is clear whether Sylvia is responsible for the accident

c$.$ Require Hallie to take a lie detector test to validate her claim that Sylvia caused the accident

d$.$ Require Sylvia to take a lie detector test to validate her claim that Sylvia did not cause the accident