Hannah Recently purchased a $100,000 terms insurance policy and her policy will also allow her to increase her coverage by $10,000 each year up to a maximum of an additional $200,000 of coverage. The premiums for the additional coverage will be based on Hannah’s age when the additions are made, however, she will not need to provide proof of insurability. Which one of the following is the type of rider that Hannah has on her policy?

a. Paid-up addition rider 

b. Supplementary benefits rider

c. Guaranteed insurability rider

d. Accelerated death benefit rider