Hello, I currently need help finding the effective annual interest rate of the problem below. I'm a bit confused at the moment, and thank you for your help and time!

Refer to the following lease amortizotion schedule. The 10 poyments are made annually starting with the beginning of the lease. Titie does not transfer to the lessee and there is no purchase option or guaranteed residual value. The asset has an expected economic life of 12 years. The lease is noncancelable What is the effective annual interest rate? Multiple Choice 9%. 10% 11%. 12%